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· Rothology®
01 / 05
Your Situation · Personalized Analysis
Completed on this call

This is what your IRA actually costs you.

Your advisor referred you to us specifically so you'd see these numbers. They're based on your actual balance and age — not an illustration. This is the difference between what you're projected to pay in taxes if nothing changes, and what clients in similar situations have been able to protect with a Rothology® Escape Plan™.

Your Projected Lifetime Tax Burden [ $ X,XXX,XXX ] Based on $[IRA balance] at age [age] — no conversion.
vs. clients with similar profiles who completed an Escape Plan™.
What clients in your situation have avoided
$2,835,698 Projected RMDs with no conversion
$1,784,828 Total tax avoided with Optimal Strategy™

Married couple, mid-60s, just retired. Real case. These are not projections — this is a completed Escape Plan™.

Pure fiduciary advice No products No AUM $500,000 written refund offer on every engagement
· The Escape Plan™
02 / 05
The Rothology® Escape Plan™ · What You'd Receive

Not a report. An engineered plan.

Most clients tell us they've never seen anything this thorough — including the advisors who reviewed it.

Your Senior CFP® spends hours modeling every variable specific to your situation before a single number is presented. IRMAA thresholds, RMD projections, bracket optimization, widow's trap scenarios, Social Security timing, legacy impact for your heirs. Every scenario. Every variable. Documented.

Your Escape Plan™ includes:
  • Optimal conversion amounts and timing, year by year
  • Side-by-side comparison: No Conversion vs. Optimal Strategy™
  • Projected lifetime tax savings — in writing, using your assumptions
  • Net present value and tax-adjusted net worth calculations
  • Medicare premium savings and cost projections over your lifetime
  • Annual review built into the plan
  • Coordinated with your advisor — from kickoff through implementation
  • Backed by Q3's written refund offer — ask your Senior Planner for details
What an informed client said after review
I showed their plan to the largest investment company and another financial planner; both said they had never seen anything so thorough and that their own Roth conversion calculators were deficient compared to what Q3's team provided.
R.C. · Recent Client
What our clients say
Incisive input, comprehensive analysis, responsive communication. Eye-opening, frank advice on avoiding retirement tax traps.
Message to youI feel smarter and better prepared.
Andrew & Kelly · Texas
· Our Promise
03 / 05

"Each person at Q3 Advisors considers it a privilege to be added to your financial team.

Craig Wear, CFP® · Founder, Q3 Advisors
Our Promise to You
Fiduciary

We promise "pure" fiduciary advice untainted by commissions or asset management fees. Although it is legal and ethical for advisors to operate otherwise, we don't.

Consultative

Our role is always that of an objective consultant. We don't manage assets, sell products, or replace your advisor — we work alongside them as your tax-strategy specialist.

Analytical

State-of-the-art proprietary tools provide evaluation based on quantitative truth. Your plan is engineered, not templated.

Personal

We recognize that money is deeply emotional. We develop strategies that meet financial, emotional, and psychological needs.

If we cannot show you a clear, documented path to avoid at least $500,000 in lifetime taxes — including your heirs — you pay nothing. Full refund. The risk sits with us.
· Client Voices
04 / 05
· Next Steps
05 / 05
You've Seen Your Numbers.

Here's how we move forward.

Option 01
Ready to Commit Today

Get Your Escape Plan™ Now

You've done the hard part. You understand the problem, you've seen the numbers, and you know the solution exists. Let us build your personalized Rothology® Escape Plan™ — engineered variable by variable by a Senior CFP®.

  • Senior CFP® leads your engagement
  • Every variable modeled and explained
  • Your advisor stays informed every step of the way
  • Q3's written refund offer applies — ask your Senior Planner for details
Enroll Today
Option 02
Need a Little More Time

Schedule Your Follow-Up Call

Not ready to commit today — and that's completely fine. Reserve a dedicated follow-up with your Senior Planner to answer remaining questions, loop in your spouse, or bring your advisor to the next conversation. Your spot in the queue is held.

  • Bring your spouse — strongly encouraged
  • Loop in your advisor if that's helpful
  • Review any remaining questions — no pressure
Pick a Time
✓Planning-First
✓Pure Fiduciary
✓No AUM
✓Written Refund Offer on Every Engagement
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